body.ibp-page .ibp-terms{--gold:#edbf2d;--ink:#1b211d;--paper:#fbfaf6;--cream:#f3efe4;--line:#ded9cc;--muted:#5e655d;--green:#27543e}body.ibp-page .ibp-terms *{box-sizing:border-box}body.ibp-page .ibp-terms{margin:0;background:var(--paper);color:var(--ink);font:400 16px/1.8 Poppins,Arial,sans-serif}body.ibp-page .ibp-terms a{color:inherit;text-underline-offset:4px}body.ibp-page .ibp-terms button,body.ibp-page .ibp-terms summary{font:inherit;cursor:pointer}body.ibp-page .ibp-terms button,body.ibp-page .ibp-terms a,body.ibp-page .ibp-terms summary{touch-action:manipulation}body.ibp-page .ibp-terms button{color:inherit}body.ibp-page .ibp-terms img{max-width:100%;display:block}body.ibp-page .ibp-terms h1,body.ibp-page .ibp-terms h2,body.ibp-page .ibp-terms p{margin:0}body.ibp-page .ibp-terms h1,body.ibp-page .ibp-terms h2{line-height:1.2;font-weight:500}body.ibp-page .ibp-terms p+p{margin-top:18px}body.ibp-page .ibp-terms a:focus-visible,body.ibp-page .ibp-terms button:focus-visible,body.ibp-page .ibp-terms summary:focus-visible{outline:3px solid #806000;outline-offset:5px}body.ibp-page .ibp-terms .review-banner{background:var(--ink);color:#fff;display:flex;align-items:center;justify-content:center;gap:14px;padding:10px 24px;font-size:12px}body.ibp-page .ibp-terms .review-banner strong{letter-spacing:1.4px;color:var(--gold);font-size:11px}body.ibp-page .ibp-terms .review-dot{width:6px;height:6px;border-radius:50%;background:var(--gold)}body.ibp-page .ibp-terms .site-header{max-width:1320px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:26px 48px;border-bottom:1px solid var(--line)}body.ibp-page .ibp-terms .brand{display:block;text-decoration:none;line-height:1.1}body.ibp-page .ibp-terms .brand img{width:170px;height:auto}body.ibp-page .ibp-terms .brand-name{font-size:26px;font-weight:600;letter-spacing:4px}body.ibp-page .ibp-terms .brand-sub{display:block;letter-spacing:5px;font-size:10px;margin-top:5px}body.ibp-page .ibp-terms .contact-button{border:1px solid var(--ink);border-radius:3px;background:var(--gold);padding:12px 20px;font-weight:500;font-size:13px;display:inline-flex;gap:28px;justify-content:space-between;align-items:center}body.ibp-page .ibp-terms .contact-button:hover{background:#f3cf59}body.ibp-page .ibp-terms .hero{max-width:1224px;margin:0 auto;padding:74px 0 56px;display:grid;grid-template-columns:1.45fr 1fr;gap:100px;align-items:center}body.ibp-page .ibp-terms .eyebrow{font-size:10px;letter-spacing:1.7px;font-weight:600;text-transform:uppercase}body.ibp-page .ibp-terms .hero h1{font-size:clamp(40px,4.1vw,62px);letter-spacing:-2.7px;margin:18px 0 22px;line-height:1.13}body.ibp-page .ibp-terms .hero-intro{font-size:20px;font-weight:500}body.ibp-page .ibp-terms .hero-description{color:var(--muted);max-width:540px;margin-top:12px;line-height:1.85}body.ibp-page .ibp-terms .hero-meta{display:flex;flex-wrap:wrap;gap:8px 24px;color:var(--muted);font-size:10px;margin-top:30px}body.ibp-page .ibp-terms .hero-card{background:var(--cream);padding:35px;border-top:3px solid var(--gold)}body.ibp-page .ibp-terms .card-index{font-size:10px;letter-spacing:2px}body.ibp-page .ibp-terms .hero-card h2{font-size:25px;letter-spacing:-.7px;margin:17px 0 22px}body.ibp-page .ibp-terms .hero-card a{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #d3cdbf;text-decoration:none;padding:16px 0;font-size:12px}body.ibp-page .ibp-terms .hero-card a:hover{text-decoration:underline}body.ibp-page .ibp-terms .hero-card a span{font-size:10px;color:var(--muted);white-space:nowrap}body.ibp-page .ibp-terms .hero-card p{font-size:10px;color:var(--muted);margin-top:15px}body.ibp-page .ibp-terms .review-intro{max-width:1224px;margin:0 auto;background:#fff9e6;border:1px solid #dfca80;padding:22px 27px;display:flex;gap:18px;align-items:flex-start;font-size:13px}body.ibp-page .ibp-terms .review-intro p{font-size:12px;line-height:1.8;margin-top:5px;max-width:1000px}body.ibp-page .ibp-terms .review-icon{border:1px solid #8a6e22;flex:none;border-radius:50%;width:23px;height:23px;text-align:center;font-family:Georgia,serif;color:#68521c;line-height:22px}body.ibp-page .ibp-terms .quick-summary{max-width:1224px;margin:28px auto 60px;display:grid;grid-template-columns:1.05fr 1fr 1.25fr 1.15fr;border:1px solid var(--line);background:#fff;padding:27px 0}body.ibp-page .ibp-terms .quick-summary>div{padding:0 25px;border-left:1px solid var(--line)}body.ibp-page .ibp-terms .quick-summary>div:first-child{border:0}body.ibp-page .ibp-terms .summary-heading h2{font-size:20px;margin:9px 0 13px}body.ibp-page .ibp-terms .quick-summary b{font-size:13px;line-height:1.7;display:block}body.ibp-page .ibp-terms .quick-summary p{font-size:11px;color:var(--muted);line-height:1.8;margin-top:8px}body.ibp-page .ibp-terms .quick-summary .summary-number{font-size:27px;line-height:1.25}body.ibp-page .ibp-terms .summary-number small{font-size:20px}body.ibp-page .ibp-terms .status{display:inline-block;text-transform:uppercase;letter-spacing:.65px;font-weight:500;font-size:9px;line-height:1.5;padding:6px 9px;border-radius:2px}body.ibp-page .ibp-terms .confirmed{color:#224d37;background:#e7f0e8}body.ibp-page .ibp-terms .provisional{color:#735718;background:#f6eac7;margin-bottom:18px}body.ibp-page .ibp-terms .document-layout{display:grid;grid-template-columns:280px minmax(0,1fr);gap:72px;max-width:1224px;margin:auto}body.ibp-page .ibp-terms .toc-sticky{position:sticky;top:22px;max-height:calc(100vh - 45px);overflow:auto;padding-bottom:20px;scrollbar-width:thin}body.ibp-page .ibp-terms .desktop-toc .eyebrow{padding-bottom:15px;border-bottom:1px solid var(--line);margin-bottom:10px}body.ibp-page .ibp-terms .desktop-toc nav a,body.ibp-page .ibp-terms .mobile-toc nav a{display:flex;align-items:baseline;gap:12px;padding:8px 10px;text-decoration:none;font-size:11px;line-height:1.5;border-left:2px solid #fff0}body.ibp-page .ibp-terms .desktop-toc nav a span,body.ibp-page .ibp-terms .mobile-toc nav a span{color:#757b70;font-size:10px;min-width:20px}body.ibp-page .ibp-terms .desktop-toc nav a:hover,body.ibp-page .ibp-terms .desktop-toc nav a[aria-current]{background:var(--cream);border-left-color:var(--gold)}body.ibp-page .ibp-terms .back-top{display:inline-block;margin:22px 0 0 12px;font-size:11px;color:var(--muted)}body.ibp-page .ibp-terms .document-heading{display:flex;justify-content:space-between;border-bottom:1px solid var(--line);padding-bottom:16px;font-size:10px;letter-spacing:1px;color:var(--muted)}body.ibp-page .ibp-terms .term-section{padding:42px 0;border-bottom:1px solid var(--line);scroll-margin-top:25px}body.ibp-page .ibp-terms .section-top{display:flex;gap:20px;align-items:flex-start;margin-bottom:24px}body.ibp-page .ibp-terms .section-number{font-size:12px;font-weight:500;background:var(--cream);width:37px;height:37px;line-height:37px;text-align:center;flex:none;border-radius:50%;margin-top:3px}body.ibp-page .ibp-terms .section-top h2{font-size:27px;letter-spacing:-.8px;margin-top:7px}body.ibp-page .ibp-terms .section-top .eyebrow{color:var(--muted)}body.ibp-page .ibp-terms .term-section p{line-height:1.9}body.ibp-page .ibp-terms .review-note{font-size:12px;line-height:1.85;background:var(--cream);padding:17px 20px;margin-top:25px;border-left:2px solid #a39a7e;color:#50564d}body.ibp-page .ibp-terms .note-label{display:block;font-size:9px;text-transform:uppercase;letter-spacing:1.2px;font-weight:600;color:#685a31;margin-bottom:4px}body.ibp-page .ibp-terms .payment-grid{display:flex;gap:64px;margin:22px 0}body.ibp-page .ibp-terms .payment-grid strong{display:block;font-size:42px;line-height:1.3;font-weight:500;letter-spacing:-2px}body.ibp-page .ibp-terms .payment-grid span{font-size:12px;color:var(--muted)}body.ibp-page .ibp-terms .deadline-row{display:flex;justify-content:space-between;gap:24px;border-bottom:1px solid var(--line);padding:18px;font-size:13px}body.ibp-page .ibp-terms .deadline-row b{text-align:right;font-weight:500}body.ibp-page .ibp-terms .deadline-row.unresolved{background:#fff7df;margin-bottom:20px}body.ibp-page .ibp-terms .table-wrap{margin:24px 0;max-width:100%}body.ibp-page .ibp-terms table{width:100%;border-collapse:collapse;font-size:14px;border:1px solid var(--line)}body.ibp-page .ibp-terms caption{text-align:left;font-size:11px;color:var(--muted);margin-bottom:10px}body.ibp-page .ibp-terms thead{background:var(--ink);color:#fff}body.ibp-page .ibp-terms th,body.ibp-page .ibp-terms td{padding:17px 22px;text-align:left;border-bottom:1px solid var(--line)}body.ibp-page .ibp-terms thead th{font-size:11px;font-weight:500}body.ibp-page .ibp-terms tbody th{font-weight:400}body.ibp-page .ibp-terms tbody td{font-size:22px;font-weight:500;white-space:nowrap}body.ibp-page .ibp-terms tbody tr:nth-child(even){background:var(--cream)}body.ibp-page .ibp-terms tbody .pending-value{font-size:13px;color:#735718;background:#fff6dc}body.ibp-page .ibp-terms .term-section .small,body.ibp-page .ibp-terms .small{font-size:12px;color:var(--muted)}body.ibp-page .ibp-terms .help-panel{background:var(--ink);color:#fff;margin:42px 0 65px;padding:40px}body.ibp-page .ibp-terms .help-panel .eyebrow{color:var(--gold)}body.ibp-page .ibp-terms .help-panel h2{font-size:29px;margin:15px 0}body.ibp-page .ibp-terms .help-panel p:not(.eyebrow){font-size:13px;color:#d0d4ce}body.ibp-page .ibp-terms .help-panel button{margin-top:24px}body.ibp-page .ibp-terms .mobile-toc{display:none}body.ibp-page .ibp-terms dialog{border:1px solid var(--line);border-radius:5px;background:var(--paper);color:var(--ink);max-width:540px;width:calc(100% - 32px);max-height:85vh;overflow:auto;padding:40px}body.ibp-page .ibp-terms dialog::backdrop{background:rgb(20 26 21 / 65%)}body.ibp-page .ibp-terms dialog h2{font-size:30px;letter-spacing:-1px;margin:15px 0}body.ibp-page .ibp-terms dialog p{font-size:13px}body.ibp-page .ibp-terms .close-dialog{position:absolute;right:14px;top:9px;border:0;background:#fff0;font-size:29px;line-height:1;padding:7px}body.ibp-page .ibp-terms .contact-option{display:block;padding:16px 0;border-bottom:1px solid var(--line);text-decoration:none}body.ibp-page .ibp-terms .contact-option span{display:block;font-size:10px;color:var(--muted);text-transform:uppercase;letter-spacing:1px}body.ibp-page .ibp-terms .contact-option strong{display:block;font-size:14px;font-weight:500;overflow-wrap:anywhere}body.ibp-page .ibp-terms .contact-option:hover strong{text-decoration:underline}body.ibp-page .ibp-terms dialog .small{margin-top:22px}@media(min-width:1000px) and (max-width:1320px){body.ibp-page .ibp-terms .hero,body.ibp-page .ibp-terms .review-intro,body.ibp-page .ibp-terms .quick-summary,body.ibp-page .ibp-terms .document-layout{margin-left:48px;margin-right:48px}body.ibp-page .ibp-terms .hero{gap:60px}body.ibp-page .ibp-terms .document-layout{gap:48px;grid-template-columns:245px minmax(0,1fr)}}@media(max-width:999px){body.ibp-page .ibp-terms .site-header{padding:22px 25px}body.ibp-page .ibp-terms .hero,body.ibp-page .ibp-terms .review-intro,body.ibp-page .ibp-terms .quick-summary,body.ibp-page .ibp-terms .document-layout{margin-left:26px;margin-right:26px}body.ibp-page .ibp-terms .hero{gap:35px;padding-top:50px;grid-template-columns:1.2fr 1fr}body.ibp-page .ibp-terms .hero-card{padding:25px}body.ibp-page .ibp-terms .hero h1{font-size:43px}body.ibp-page .ibp-terms .document-layout{grid-template-columns:205px minmax(0,1fr);gap:32px}body.ibp-page .ibp-terms .quick-summary{grid-template-columns:1fr 1fr;gap:26px 0}body.ibp-page .ibp-terms .quick-summary>div:nth-child(3){border-left:0}body.ibp-page .ibp-terms .section-top h2{font-size:24px}body.ibp-page .ibp-terms .deadline-row{padding:14px 10px;font-size:12px}body.ibp-page .ibp-terms .desktop-toc nav a{font-size:10px;padding:8px 6px}}@media(max-width:700px){body.ibp-page .ibp-terms .review-banner{font-size:10px;gap:5px 9px;flex-wrap:wrap;text-align:center;padding:10px 16px}body.ibp-page .ibp-terms .review-banner>span:last-child{width:100%}body.ibp-page .ibp-terms .site-header{padding:18px 20px}body.ibp-page .ibp-terms .brand img{width:130px}body.ibp-page .ibp-terms .site-header button{font-size:10px;gap:12px;padding:10px 12px}body.ibp-page .ibp-terms .hero,body.ibp-page .ibp-terms .review-intro,body.ibp-page .ibp-terms .quick-summary,body.ibp-page .ibp-terms .document-layout{margin-left:20px;margin-right:20px}body.ibp-page .ibp-terms .hero{display:block;padding:38px 0 28px}body.ibp-page .ibp-terms .hero h1{font-size:42px;letter-spacing:-1.8px}body.ibp-page .ibp-terms .hero-intro{font-size:18px}body.ibp-page .ibp-terms .hero-description{font-size:14px}body.ibp-page .ibp-terms .hero-meta{margin-top:22px;gap:6px 15px;font-size:9px}body.ibp-page .ibp-terms .hero-card{margin-top:30px;padding:22px}body.ibp-page .ibp-terms .hero-card h2{font-size:24px}body.ibp-page .ibp-terms .hero-card h2 br{display:none}body.ibp-page .ibp-terms .hero-card a{font-size:12px}body.ibp-page .ibp-terms .hero-card p{margin-top:5px}body.ibp-page .ibp-terms .review-intro{padding:18px;gap:12px}body.ibp-page .ibp-terms .review-intro strong{font-size:12px}body.ibp-page .ibp-terms .review-intro p{font-size:11px}body.ibp-page .ibp-terms .quick-summary{margin-top:20px;margin-bottom:35px;padding:22px 0;gap:22px 0}body.ibp-page .ibp-terms .quick-summary>div{padding:0 16px}body.ibp-page .ibp-terms .summary-heading h2{font-size:17px}body.ibp-page .ibp-terms .quick-summary b{font-size:11px}body.ibp-page .ibp-terms .quick-summary p{font-size:10px}body.ibp-page .ibp-terms .quick-summary .summary-number{font-size:27px}body.ibp-page .ibp-terms .document-layout{display:block}body.ibp-page .ibp-terms .desktop-toc{display:none}body.ibp-page .ibp-terms .mobile-toc{display:block;position:sticky;top:0;z-index:10;background:var(--ink);color:#fff;margin-bottom:26px;box-shadow:0 4px 10px #0001}body.ibp-page .ibp-terms .mobile-toc summary{list-style:none;padding:17px 20px;display:flex;justify-content:space-between;font-size:13px;font-weight:500}body.ibp-page .ibp-terms .mobile-toc summary::-webkit-details-marker{display:none}body.ibp-page .ibp-terms .mobile-toc nav{max-height:65vh;overflow:auto;padding:5px 10px 15px;border-top:1px solid #60665c}body.ibp-page .ibp-terms .mobile-toc nav a{font-size:12px;padding:10px;color:#fff}body.ibp-page .ibp-terms .mobile-toc nav a span{color:var(--gold)}body.ibp-page .ibp-terms .mobile-toc nav a:hover{background:#394137}body.ibp-page .ibp-terms .document-heading{font-size:8px}body.ibp-page .ibp-terms .term-section{padding:32px 0;scroll-margin-top:75px}body.ibp-page .ibp-terms .section-top{gap:14px;margin-bottom:22px}body.ibp-page .ibp-terms .section-top h2{font-size:25px}body.ibp-page .ibp-terms .section-top .eyebrow{font-size:8px}body.ibp-page .ibp-terms .section-number{width:29px;height:29px;line-height:29px;font-size:10px}body.ibp-page .ibp-terms .review-note{padding:15px;font-size:11px}body.ibp-page .ibp-terms .payment-grid{gap:30px}body.ibp-page .ibp-terms .payment-grid strong{font-size:37px}body.ibp-page .ibp-terms .payment-grid span{font-size:10px}body.ibp-page .ibp-terms .deadline-row{display:block;padding:15px}body.ibp-page .ibp-terms .deadline-row span,body.ibp-page .ibp-terms .deadline-row b{display:block;text-align:left}body.ibp-page .ibp-terms .deadline-row b{margin-top:4px}body.ibp-page .ibp-terms th,body.ibp-page .ibp-terms td{padding:14px 10px}body.ibp-page .ibp-terms table{font-size:12px}body.ibp-page .ibp-terms thead th{font-size:10px}body.ibp-page .ibp-terms tbody td{font-size:21px}body.ibp-page .ibp-terms tbody .pending-value{font-size:11px}body.ibp-page .ibp-terms .help-panel{padding:28px 22px;margin:32px 0 40px}body.ibp-page .ibp-terms .help-panel h2{font-size:27px}body.ibp-page .ibp-terms dialog{padding:34px 23px}body.ibp-page .ibp-terms .contact-option strong{font-size:12px}}@media print{body.ibp-page .ibp-terms .review-banner{background:#fff;color:#000;border-bottom:1px solid #000}body.ibp-page .ibp-terms .review-banner strong{color:#000}body.ibp-page .ibp-terms .desktop-toc,body.ibp-page .ibp-terms .mobile-toc,body.ibp-page .ibp-terms .contact-button,body.ibp-page .ibp-terms .hero-card,body.ibp-page .ibp-terms .help-panel,body.ibp-page .ibp-terms dialog{display:none}body.ibp-page .ibp-terms .site-header{padding:12px 0}body.ibp-page .ibp-terms .hero{display:block;padding:25px 0}body.ibp-page .ibp-terms .hero,body.ibp-page .ibp-terms .review-intro,body.ibp-page .ibp-terms .quick-summary,body.ibp-page .ibp-terms .document-layout{margin-left:0;margin-right:0}body.ibp-page .ibp-terms .document-layout{display:block}body.ibp-page .ibp-terms .term-section{break-inside:avoid}body.ibp-page .ibp-terms{font-size:11px}body.ibp-page .ibp-terms .review-note{font-size:10px}body.ibp-page .ibp-terms .hero h1{font-size:30px}body.ibp-page .ibp-terms .section-top h2{font-size:20px}}body.ibp-page .ibp-terms .quick-summary p,body.ibp-page .ibp-terms .review-intro p,body.ibp-page .ibp-terms .review-note{font-size:13px}body.ibp-page .ibp-terms .quick-summary b{font-size:14px}body.ibp-page .ibp-terms .quick-summary .summary-number{font-size:27px}body.ibp-page .ibp-terms .mobile-toc nav a:hover{background:#383838}@media(max-width:700px){body.ibp-page .ibp-terms .quick-summary{grid-template-columns:1fr}body.ibp-page .ibp-terms .quick-summary>div{border-left:0;padding:0 20px}body.ibp-page .ibp-terms .quick-summary>div+div{border-top:1px solid var(--line);padding-top:20px}body.ibp-page .ibp-terms .quick-summary p,body.ibp-page .ibp-terms .review-note,body.ibp-page .ibp-terms .review-intro p{font-size:13px}body.ibp-page .ibp-terms .quick-summary b{font-size:14px}body.ibp-page .ibp-terms .review-intro strong{font-size:14px}}body.ibp-page .ibp-terms{font-family:Poppins,Arial,sans-serif;isolation:isolate}body.ibp-page .ibp-terms :is(p,h1,h2,h3,h4,a,button,dd,span){overflow-wrap:break-word}body.ibp-page .ibp-terms :is(input,select,textarea){min-width:0;max-width:100%}body.ibp-page .ibp-terms dialog{position:fixed;inset:0;margin:auto;width:min(680px,calc(100vw - 32px));max-width:calc(100vw - 32px);max-height:calc(100dvh - 32px);height:fit-content;overflow:auto;z-index:999999}body.ibp-page .ibp-terms dialog:not([open]){display:none}body.ibp-page .ibp-terms .btn.whatsapp{color:#fff!important;background:#106d3c!important;border-color:#106d3c}body.ibp-page .ibp-terms .btn.dark{color:#fff!important}body.ibp-page .ibp-terms .section-nav{z-index:80}body.ibp-page .ibp-terms .mobile-bar{z-index:900}body.ibp-page .ibp-terms .request-row span{white-space:pre-wrap;overflow-wrap:anywhere}body.ibp-page .ibp-terms .optional-photo{width:100%;height:100%;object-fit:cover;border-radius:8px}body.ibp-page .ibp-terms .optional-photo+[data-placeholder]{display:none}body.ibp-page .ibp-terms :is(.hero>*,.field-grid>*,.planner-layout>*,.document-layout>*,.help-layout>*){min-width:0}body.ibp-page .ibp-terms .review-platforms img{flex:0 0 40px;width:40px;height:40px;object-fit:contain}body.ibp-page .ibp-terms button:disabled{opacity:.6;cursor:not-allowed}body.ibp-page .ibp-terms [hidden]{display:none!important}@media(max-width:760px){body.ibp-page:has(.mobile-bar){padding-bottom:68px}body.ibp-page .ibp-terms .mobile-bar{padding-bottom:max(10px,env(safe-area-inset-bottom))}body.ibp-page .ibp-terms :is(input,select,textarea){font-size:16px}}@media(prefers-reduced-motion:reduce){body.ibp-page .ibp-terms *{scroll-behavior:auto!important;transition:none!important}}body.ibp-page .ibp-terms .answer mark{background:#f7d971;color:#17211b}body.ibp-page .ibp-terms .mobile-bar.ibp-keyboard{display:none!important}